Although the rules vary from one insurer to another, to exercise the right to reimbursement it is only necessary request the invoice corresponding to the psychotherapist for the consultation and send it to the insurer. The insurer will return the agreed amount within the stipulated period, usually being between 80% and 100% of the cost of the consultation in most of the policies that benefit from the reimbursement service in Spain.
Health insurance with reimbursement
This type of coverage of the health policy is complementary to the coverage through the centers or professionals themselves. associates to the contracted health insurance, because they can only provide psychological counseling services through telephone consultation, either they have a limited number of sessions (most of the cases), or the disorder is very specific and there are no experts in the list of psychotherapists offered by the health insurance, or the patient is not comfortable with the attention provided by the associated centers and prefers to be attended by another professional.
If the reimbursement insurance is included in the policy, it is easy to identify this clause since it not only mentions it, but also the conditions of use and the % of refund. When in doubt about its applicability, it is best to consult directly with the insurance provider.
List of insurance companies that accept reimbursement
Practically the vast majority of insurance companies present in Spain accept reimbursement of insurance costs. psychology. To be aware of this detail, if you have any doubts, we recommend that you consult your policy or contact your company’s customer service department. Next we show you a list of health insurance companies that have the reimbursement service.
AME Medical AssistanceCignaMútua Personal la Caixa
adeslas
Cisne AseguradoraMútua Ttes. de BarcelonaAegon SaludClínicumMútua General de CatalunyaAgrupació MútuaDKV SegurosMutual SalusAide AsistenciaEgarasatMutualidad EvangelicaAllianzFiatc SegurosMutuasportAntares SaludFonsalutNéctarAresa (Mutua Madrileña)Groupama SegurosNueva EquitativaAsepeyoGrupo GENERALIPrevisora EspañolaAsisaHealthy WorkPrevisora General
College Health Care
Brotherhood of architectsRACCAEuropean AssociationHNASanitasAtlantida
Surgical Medical Matching
Seguros AtochaAvant SaludInstituto Sanitario, SASeguros La EstrellaAvivaInter Partner AssistanceSeguros Latina, SAAxa Winterthur SaludLa Boreal MédicaSersanetAzcaranL’AliançaServiaide Sau – AIDE, SACaja Previsión y EnergíaMapfre Caja SaludSurneCaser SaludMetlifeVital Seguro, SA
How to use refund insurance
When the insurer’s family doctor, psychiatrist or pediatrician advises going to a psychologist To receive a psychotherapy treatment, the patient (or guardian) can decide to use the list of professionals or centers associated with the insurance, or find the one that best suits them and considers most appropriate.
It is important to go to the consultation Vertices Psychologists with the prescription of the doctor, psychiatrist or pediatrician, in order to have a prior orientation of the ailment and symptoms, as well as to carry out the official psychological report that will later be presented to the insurer.
In Vertices Psychologists We will write an official psychological report, which will detail the type of ailment and the type of psychotherapy received which, together with the bills for the sessions, must be sent to the insurance company in order to request the refund. As our centers do not belong to those attached to the insurance company, the sessions must be paid for at the end of each session.